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Restaurants & Bars

Serving up quality coverage

Many years ago, when we set out to create the perfect recipe for restaurant coverage, we asked owners like you what they needed but weren’t getting from their current carriers.

This experience led to the small details that make a big difference, like our elimination of the standard "waiting period" deductible. When a covered loss or power outage interrupts business as usual, Society’s loss of business income coverage kicks in immediately, unlike some insurance companies that don’t reimburse you for the first 72 hours.

Recognizing and resolving the unique problems posed to restaurants and bars has earned us the long-standing endorsements of the Wisconsin Restaurant Association, the Iowa Restaurant Association, and the Tavern League of Wisconsin.

What can we say? We’re in the service business too.


We cover a smorgasbord of restaurant and hospitality businesses just like yours. Here are just a few examples:
  • Diners
  • Sandwich Shops
  • Banquet Halls
  • Family Restaurants
  • Franchise Restaurants
  • Ice Cream Stands
  • Coffee Shops
  • Catering Businesses
  • Cafés
Members of the Wisconsin Restaurant Association and the Iowa Restaurant Association are also eligible for the TRIM-PLUS program and other member benefits.

If a comprehensive insurance plan tailored to your industry sounds appetizing, dig into our restaurant insurance coverage for the details.

Restaurant and Bars

If you own a bar or restaurant, consider giving our TRIM program a shot. A few additional categories we cover under this program include:
  • Sports Bars
  • Martini Bars
  • Brew Pubs
  • Ale Houses
Browse through our restaurant and bar insurance coverage to see how we serve up all the details in this comprehensive policy.

Small food service businesses

At no extra cost, our EZ Prep Food Endorsement fills you up with policies crafted specifically for small food service businesses. These include:
  • Bakeries
  • Coffee or Ice Cream Shops
  • Delis
Enjoy the full taste by looking over our comprehensive EZ Prep Endorsement insurance coverage.