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The rewards are great in the bar business, yet the risks are many. Establishments serving alcohol can be especially vulnerable. Long-standing industry expertise means that nobody understands the unique risks and challenges of protecting bars and taverns better than Society Insurance.

Bar Insurance Programs

We offer comprehensive programs for:

Bar Insurance Sports Bar Insurance Brewpub Insurance
Wine Bar Insurance Alehouse Insurance Tavern Insurance
Pub Insurance Martini Bar Insurance Bar & Grill Insurance

Bar Insurance Coverage

Our property and casualty insurance for bars and taverns delivers on these small details that make a big difference:
  • Business interruption coverage that kicks in immediately without the standard waiting period
  • Spoilage and contamination coverage for perishable stock
  • Coverage for crime and employee dishonesty
  • Green endorsement for energy-efficient or environmentally-friendly improvements
Your business may also want to consider these additional coverages:
  • Franchise insurance for increased repair costs due to corporate standards and coverage for loss of business income due to a contamination at another franchise location
  • Liquor liability insurance for claims that arise as a result of damage or injury caused by an intoxicated person
  • Leading-edge cyber liability insurance with limits up to $1 million
  • Workers compensation insurance that protects your employees at a fair price

Bar Insurance Cost

Our bar insurance program is tailored to the unique needs of your business. Your local Society agent will help you to determine the bar insurance coverage necessary to protect your livelihood.

Members of these organizations may be eligible for expanded insurance coverages and additional benefits:

Customer Stories

"Society understands what it takes to run a restaurant and bar business."
-Joshua Schams, Club Oasis, Sparta, Wis.


Bar Resources

Liquor Liability:
Limit Your Exposure

Clean Cooking Equipment
to Prevent Grease Fires