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"Big Difference" Coverages

An extra layer of protection for your business

Business Auto Insurance

Your vehicles drive your business, and Society has the safety tools to keep them going no matter the obstacle. Whether your fleet is for retail delivery, local service, repair or something else, we customize your business auto coverage around how your operation runs for a smooth ride.


Cyber Liability

At a time when technology and the risks associated with it affect every person and business that we protect, we are pleased to offer leading-edge cyber liability insurance as an option for qualified policyholders. Cyber liability provides comprehensive data security coverage that addresses both first party losses and third party liability claims, breach response services, and claims handling backed by a team of legal, forensic and crisis management experts.

Employment Practices Liability Insurance (EPLI)

EPLI coverage from Society Insurance is designed to protect you from employee-related claims and allegations, such as wrongful termination, discrimination, sexual harassment and abuse. In today’s litigious business climate, this sort of protection can prevent a damaging claim from effectively putting you out of business.


Franchise Endorsement

If your business is a franchise, you may want to take advantage of our franchise endorsement to receive coverage for increased repair costs due to franchise agreements, business income and extra expense due to a contamination loss at another franchise location, and grantor of franchise listed as an additional insured.



Liquor Liability

Liquor liability provides coverage to businesses serving, selling, distributing or manufacturing alcoholic beverages. Coverage is available for restaurants, bars and taverns covered with Society Insurance. Learn more about limiting your liquor liability exposure in this whitepaper.


Spoilage, Contamination, and Recall

These optional endorsements can be used to increase the amount of coverage for your perishable stock that can be damaged from spoilage or contamination at your location or while in transit. You can also cover the value of a recalled product and the expense to pull it from market.



Umbrella Policy

Liability limits on your primary policy will not be enough if a catastrophic third-party claim is leveled against your business. An umbrella policy from Society Insurance can give you the protection you need to shield your assets from harm. Umbrella liability limits start at $1 million and go up to $10 million.