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Significant square footage, perishable inventory, sensitive customer data and electronic systems, heavy foot traffic, a busy parking lot, large amounts of cash, and employees operating heavy equipment. Some insurance companies call this an impossible challenge. At Society, we just call it a supermarket – and we have built our grocery store insurance accordingly so you get the protections you need most.

grocery store & supermarket Insurance Programs

We offer comprehensive programs for:

Supermarket Insurance Produce Market Insurance
Grocery Store Insurance Specialty Food Store Insurance



grocery store & supermarket Insurance Coverage

Our property and casualty business insurance delivers on these small details that make a big difference:

  • Business interruption coverage that kicks in immediately without the standard waiting period
  • Spoilage and contamination coverage for perishable stock
  • Coverage for crime and employee dishonesty
  • Green endorsement for energy-efficient or environmentally-friendly improvements
Your business may also want to consider these additional coverages:
  • Franchise insurance for increased repair costs due to corporate standards and coverage for loss of business income due to a contamination at another franchise location
  • Liquor liability insurance for claims that arise as a result of damage or injury caused by an intoxicated person
  • Leading-edge cyber liability insurance with limits up to $1 million
  • Workers compensation insurance that protects your employees at a fair price

grocery store & supermarket Insurance Cost

Our grocery store & supermarket insurance program is tailored to the unique needs of your business, from small neighborhood grocery stores to large supermarket chains. Your local Society agent will help you to determine the insurance coverage necessary to protect your livelihood.