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Case Studies & Whitepapers

Real business problems solved by Society

When disaster strikes our policyholders, they count on Society to step in and help piece things back together. With over 100 years in business, we’ve handled all sorts of issues for the industries we specialize in. Here are a few real-life examples detailing how we’ve helped small business owners like you overcome unique industry challenges.

 
 
  • Liquor Liability: Limit Your Exposure


    Liquor service is a complex line of business, but you can still provide a quality service to your guests with the proper controls in place. The idea that safety of the staff and patrons is part of everyone's responsibility every day is critical for ensuring the longevity and reputation of your business. Equipped with this knowledge and the information you receive from an approved liquor training program, you and your staff can make sure that you are always in control.

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    This Case Study was posted on in Restaurants & Bars, Hotels, Motels & Resorts, Risk Management, Society Insurance

  • Insurance Case Study: Recovering from Property Damage and Employee Injury


    On Thursday, July 24, 2014, Society Insurance received notice of an incident at a policyholder pub in southeastern Wisconsin. Since there were both employee injuries and property damage associated with this incident, a specialist from Society’s workers compensation claims team along with a dedicated representative from Society’s property claims team were quickly on the case. Care for the injured employee was a top priority, as well as getting the pub reopened and back to business.

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    This Case Study was posted on in Case Study, Restaurants & Bars, Small Business, Society Insurance, Workers Compensation

  • Insurance Case Study: Workers Compensation and Subrogation - Recovering Money and Lowering Premiums


    Handling workers compensation claims is no easy task. Some are very complicated and very expensive. Every state's laws regarding the payment of workers compensation claims is different. It is sometimes possible to recover money through the process of subrogation when the work-related injury was the fault of an independent responsible third party.

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    This Case Study was posted on in Case Study, Small Business, Society Insurance, Workers Compensation

  • Insurance Case Study: Protect Your Bottom Line With Prompt Claims Reporting


    The timing of when you choose to report an incident to your insurance carrier has a direct effect on the bottom line. This case study demonstrates how prompt claims reporting was key to recouping this property loss quickly and efficiently.

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    This Case Study was posted on in Case Study, Small Business, Society Insurance

  • Insurance Case Study: Timely Reporting of Workers Compensation Claims


    Society Insurance is a servicing carrier in the Wisconsin Workers Compensation Insurance Pool. As such, we see extreme cases and injuries. We treat these businesses just like every other Society policyholder. This case study provides strong evidence for the importance of prompt claims reporting.

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    This Case Study was posted on in Case Study, Small Business, Society Insurance, Workers Compensation

  • Reducing Grocery Store Lacerations


    Proper knife use is an important aspect of grocery store safety. Employees use knives and other cutting tools to open boxes, separate bindings from raw materials and cut seafood, meat and poultry. Unsafe knife practices can lead to serious, preventable injuries.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Risk Management, Society Insurance

  • Using Contracts to Protect Your Business: Certificates of Insurance, Hold Harmless and Indemnification Agreements


    As a business owner, you may hire outside experts or contractors to help maintain your facility or provide a service to your customers. When hiring these contractors, you will enter into agreements which should include certificates of insurance, hold harmless and indemnification agreements to protect your business. This whitepaper highlights the pitfalls of operating without written agreements, signing agreements without legal review, or using poorly written agreements.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Auto Service & Garage, Contractors, Cleancare & Waterworks, Food & Beverage Producers, Hotels, Motels & Resorts, Medical Offices & Clinics, Risk Management, Small Business, Society Insurance

  • Ensuring an Accurate Final Premium


    The idea of an audit doesn’t appeal to most people. Even the simple word “audit” has a negative connotation. After all, what good could possibly come out of an audit? Does the IRS ever give money back on an audit? Fortunately, an insurance premium audit might be the one type of audit in this world that doesn’t necessarily mean doom and gloom.

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    This Case Study was posted on in Case Study, Small Business, Society Insurance

  • Preventing Summer Slips, Trips and Falls


    Everyone knows to be careful during the winter months when temperatures dip below freezing and there’s snow or ice on the ground. What people often neglect to consider is that hazards still exist in the summer months, both indoors and outdoors. In fact, it’s the element of surprise that can make summer slips, trips and falls more severe than those that occur in winter.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Auto Service & Garage, Contractors, Cleancare & Waterworks, Food & Beverage Producers, Hotels, Motels & Resorts, Medical Offices & Clinics, Risk Management, Small Business, Society Insurance, Workers Compensation

  • Mitigating Data Breach


    A data breach is embarrassing, costly and potentially business crushing. But it is avoidable. There are steps even the smallest businesses can take to mitigate the possibility of a data breach or its destructive impact if one is experienced.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Auto Service & Garage, Contractors, Cleancare & Waterworks, Hotels, Motels & Resorts, Medical Offices & Clinics, Risk Management, Small Business, Society Insurance

  • Crime Prevention for Restaurants, Bars and Taverns


    Restaurants, bars and taverns can be targets for robbery, burglary and theft. These businesses may accumulate a large amount of cash during daily operations, which makes them attractive targets for criminal activity. Fortunately, business owners can implement safety measures to mitigate the risk.

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    This Case Study was posted on in Restaurants & Bars, Risk Management, Small Business, Society Insurance

  • Protect Your Business: Employee Background Checks


    Conducting a proper and fair background check on potential employees is not easy, but it is an effective way to discover potential issues that could hurt your business.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Auto Service & Garage, Contractors, Cleancare & Waterworks, Food & Beverage Producers, Hotels, Motels & Resorts, Medical Offices & Clinics, Risk Management, Small Business, Society Insurance

  • Identify and Eliminate Restaurant Fires


    One of the biggest threats to restaurant and bar owners is fire, which can be a costly and potentially business-ending disaster. Grease accumulation, equipment malfunction and general poor housekeeping are all potential dangers and perpetual fire hazards. From 2006-2010, an estimated average of 7,640 structure fires in restaurants and bars were reported to U.S. fire departments per year.

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    This Case Study was posted on in Restaurants & Bars, Risk Management, Society Insurance

  • Out of State Workers Compensation: Avoiding Liability Exposures Across State Lines


    A common mistake an employer can make is to buy workers compensation insurance in one state while having employees working and/or living in another state. This creates a liability exposure in which the policy you purchased may not have coverage for claims generated by these employees. Is there a gap in your coverage?

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    This Case Study was posted on in Small Business, Society Insurance, Workers Compensation

  • Preventing Foodborne Illness: Cleanliness and Temperature


    The food service industry has an obligation to do everything possible to mitigate the occurrences of foodborne illness. Beyond the obvious ethical concerns, the fallout from a patron who gets sick from a foodborne illness possibly contracted at a given establishment can be significant. Concerns range from reputational to financial, and it's important for proprietors to be prepared. Preventing foodborne illness ultimately comes down to two important areas: Cleanliness and temperature.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Food & Beverage Producers, Risk Management, Small Business, Society Insurance

  • Mitigating Slip and Fall Risks


    Have you ever slipped, tripped or fallen? Perhaps you have watched a television show where a slip, trip and fall was the punch line for a joke. Slips, trips and falls are no joke, however, and rank among the most frequent types of accidents. These incidents have a financial impact, as well as a personal cost with the temporary or permanent loss of a valued member of the community. Slips, trips and falls are expensive, disruptive and painful, but these business strategies can help.

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    This Case Study was posted on in Case Study, Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Restaurants & Bars, Auto Service & Garage, Contractors, Cleancare & Waterworks, Food & Beverage Producers, Hotels, Motels & Resorts, Medical Offices & Clinics, Risk Management, Small Business, Society Insurance, Workers Compensation

  • Workers Compensation & Claims Handling


    While all claims situations are serious, workers compensation claims are particularly harrowing because they involve the most valuable resource a business has: its people. The timely handling of a workers compensation claim can have a huge impact on the ultimate outcome.

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    This Case Study was posted on in Case Study, Small Business, Society Insurance, Workers Compensation

  • Avoiding an Electrical Fire at Your Business


    The majority of electrical fires—about 66 percent according to the NFPA—are indeed caused by wiring issues that are unseen and that most people would call unknowable. But with the right amount of prevention and vigilance, you can actually take some steps to mitigate these issues.

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    This Case Study was posted on in Case Study, Risk Management, Small Business, Society Insurance

  • Minimize Solid Fuel Cooking Risks


    Some restaurant kitchen appliances use solid fuel such as mesquite, charcoal and hardwood to cook and heat food. It adds another dimension to restaurant offerings – from pizzas to smoked meat – and has the potential to bring in more business. Solid fuel cooking also allows restaurants a wider array of flavor and cooking capabilities.

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    This Case Study was posted on in Case Study, Restaurants & Bars, Small Business, Society Insurance

  • Mitigate the Impact of Downtime


    Power outages, theft or property damage can force a business to close for days, weeks or months, causing significant financial losses. No business can afford to take a hit like that to its finances or reputation.

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    This Case Study was posted on in Restaurants & Bars, Risk Management, Small Business, Society Insurance

  • An Effective Approach to Minimizing Downtime


    While safety policies and practices are meant to prevent injuries, they’re not always fail-safe, and at some point, many employers will face fi ling a workers compensation claim. The most important factor in a successful resolution to any workers compensation claim is a timely return to work. With proper claims handling, your insurance company can make a big difference by identifying treatment options that will facilitate a quicker recovery and return to work.

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    This Case Study was posted on in Risk Management, Small Business, Society Insurance, Workers Compensation

  • Identify and Prevent Threats to Grocery Store and C-Store Safety


    Grocery stores and convenience stores (C-stores) have a variety of safety issues that can become serious problems for owners. From slips and falls to cuts and burns, grocery and C-stores are constantly at risk for lost productivity and profit. It’s important for grocery store and C-store owners to take steps to mitigate these threats to prevent financial loss as well as damage to their store’s reputation.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Risk Management, Society Insurance

  • Improving Grocery Store and C-store Security


    While security issues are a concern for any business, grocery stores and convenience stores (C-stores) have a number of unique security threats to address. These threats include, but are certainly not limited to: fraud, theft and assaults. Fortunately, there are a number of practices grocery store and C-store owners can adopt that will help mitigate these perils and protect against financial hardship.

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    This Case Study was posted on in Supermarkets & Grocery Stores, Convenience Stores & Gas Stations, Risk Management, Society Insurance

Results: 23 Article(s) Found.
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